House Bill 26-009

This bill requires public high schools to provide instruction in basic financial literacy beginning in the 2026–2027 academic year. The bill establishes a statewide requirement that students receive education in fundamental personal finance topics prior to graduation, with the goal of improving financial preparedness and long-term economic stability for graduates.

Under the bill, school districts must offer a financial literacy course or incorporate financial literacy instruction into an existing course that meets state instructional standards. Students entering ninth grade during or after the 2026–2027 academic year must complete the course as a graduation requirement.

The Department of Education is directed to develop model curriculum standards covering topics such as budgeting, banking, credit and loans, taxes, consumer protection, insurance, postsecondary education financing, and long-term financial planning. School districts retain flexibility to adopt the model curriculum or develop equivalent programs that meet or exceed state standards.

The legislation also directs the Department of Education to provide guidance and implementation support to school districts and to report to the Governor and General Assembly on program implementation and outcomes.